NewImage.com, Click Here To Locate A Surgeon
Online Cosmetic Surgery Community Logo
Search:
Login:
Emailblank image
Password
Remember Me
Terms of Service

Talk.Talk.newimage.com Forum Rules and Posting Guidelines:

By entering these forums you agree to abide by these Forum Rules and Posting Guidelines.??Please do not enter these forums without reading this section.?? If you do not respect these guidelines, your posts will be removed and you will be banned from this support forum.

By entering this discussion and support community you agree:

Not to provide false information about your identity or impersonate any person or to maliciously attempt to mislead others about your identity or the origin of a message, situation, or other communication. This includes using more than one posting name to post during a controversy or otherwise. If you are found to be doing this, Talk.Talk.newimage.com maintains the right to let others on the board know of your actions so they are no longer deceived. You may also be banned if found guilty of "double identity posting."?? While we respect your privacy, if you are behaving in a manner to purposely deceive others for your own gain or amusement, you will be banned from our forums.

Not to provide false information, including hearsay, regarding a surgeon or surgeons so as to dissuade others from going to that surgeon or surgeons. This is important so that accurate information can be made available to the public.

Not to post messages with the intent of dissuading others from consulting with or dealing with a specific surgeon.?? If you are determined to warn others about poor work by a surgeon, simply post your photos and allow the other posters to make their own choices. All other postings, including but not limited to libelous or defamatory posts, will be removed. Talk.Talk.newimage.com legally maintains Publisher's Status, and therefore will not allow itself to be subject to the legal ramifications of your postings. Any postings deemed to be libelous or defamatory will be promptly removed.

Not to engage in any systematic extraction of data or data fields, including, but not limited to, email addresses.

Not to transmit junk mail, spam, chain letters, or other unsolicited bulk email or duplicative messages.

Not to solicit any member without their express permission beforehand for any reason whatsoever, including but not limited to participation in other websites, polls, surveys, questionnaires, journals, interviews, advertisements, etc.

Not to collect information about others without their consent.

Not to harass anyone about his or her race, sexual preference, age, gender, physical or mental abilities, or any other condition.

Not to participate in unfriendly "bashing" or discussion of others, including any comments regarding the company, whether they are present or not.

Not to display extreme rudeness or vulgarity to another visitor.

Not to gather names or email addresses for the sake of spamming, slamming, promoting, or inviting, in any form.

Not to participate in sexual harassment or harassment of any kind.

Not to plan or discuss illegal activities.

Not to post any messages containing material that may be construed as sexism, racism, or any form of hate mongering, in general.

Please read our Usage Agreement in its entirety for the full details of the rules and stipulations for using this website, its message boards, blogs, and other community features.

If you have any questions regarding the nature of your posts, please contact us.

??ATTENTION MEDIA & OTHERS SEEKING INTERVIEWS!

If you represent a media company, are a student writing a report, or are interested in interviewing our visitors for any other reason, please get permission from the forum administrator before posting or e mailing your request. This includes, but is not limited to, requests for participation in any talk show, magazine, thesis, census, or other interview on any message board run by Talk.Talk.newimage.com.?? If you do not seek permission first, your posts will be removed. Please respect the privacy of our members.

Talk.newimage.com Terms of Site Usage

The following is the Agreement regarding the use of our site between the Provider of the Service ("We" and "Us") and the user of the Service ("You") ("Terms of Use").

This site does not provide medical advice.

Information provided by talk.NewImage.com is not medical advice and should be used for educational and general reference purposes only. This information is provided with the understanding that talk.NewImage.com is not engaged in rendering plastic surgery medical advice or recommendations. Any information in the publications, messages, postings or articles on the website should not be considered a substitute for consultation with a board certified surgeon to address individual medical needs. Your particular facts and circumstances will determine the most appropriate plastic surgery treatment for you. talk.NewImage.com does not guarantee the accuracy or completeness of the information provided and is not responsible for any actions resulting from the use of this information. All information contained within the talk.NewImage.com website is the copyrighted property of talk.NewImage.com. Reproduction, redistribution or modification of the information for any purpose is prohibited without the express written permission of talk.NewImage.com. Always consult a physician.

1. Disclaimer of Liabilities. YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

i.THE CONTENTS OF Talk.newimage.com, SUCH AS TEXT, GRAPHICS, IMAGES, INFORMATION AND OTHER MATERIAL CONTAINED IN Talk.newimage.com, (CONTENT) ARE FOR INFORMATIONAL PURPOSES ONLY. THE CONTENT IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS OR TREATMENT. THE CONTENT SHOULD NOT BE USED IN PLACE OF A CALL, CONSULTATION OR ADVICE OF YOUR PHYSICIAN OR HEALTHCARE PROVIDER.

ii.THE SERVICE AVAILABLE THROUGH OUR WEBSITE (THE "SERVICE") IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOU USE IT AT YOUR SOLE RISK. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

iii.WITHOUT LIMITATION, WE MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS OBTAINED FROM USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH OUR SERVICE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

iv.ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

v.NO ADVICE OR INFORMATION OBTAINED BY YOU FROM OUR PERSONNEL OR THROUGH OUR SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THE TERMS OF SERVICE.

vi.FURTHER, YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM: (i) THE USE OR INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED, OR MESSAGES RECEIVED, OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

vii.IN ORDER TO USE THIS SITE, YOU MUST HAVE ACCESS TO THE WORLD WIDE WEB, EITHER DIRECTLY OR THROUGH DEVICES THAT ACCESS WEB-BASED CONTENT. IN ADDITION, YOU MUST PROVIDE ALL EQUIPMENT NECESSARY TO MAKE SUCH CONNECTION TO THE WORLD WIDE WEB, INCLUDING A COMPUTER AND MODEM OR OTHER ACCESS DEVICE. YOU ARE SOLELY RESPONSIBLE FOR ALL CHARGES ASSOCIATED WITH CONNECTING TO THIS WEBSITE THROUGH AN AVAILABLE ACCESS NUMBER.

2.Modification of Service.

You agree that at our sole discretion and without prior notice or liability, We may at any time either temporarily or permanently discontinue or modify any aspect of our site including, without limitation, (i) restricting the time our site is available; (ii) restricting the amount of use permitted; and (iii) restricting or terminating any user's right to use our site.

3.Site Links.

Our website may include links to other Internet sites maintained by third parties ("Linked Sites"). We provide You access to Linked Sites solely as a convenience to You. We have no control over Linked Sites. You acknowledge and agree that We are not responsible for the availability of Linked Sites, and You agree and understand that inclusion of Linked Sites does not imply our endorsement of the Linked Sites or any content, advertising, products or other material available from Linked Sites. You further agree that We shall not be held responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any Linked Sites.

4.Privacy/Registration Information.

The personal information you submit to Talk.newimage.com is governed by the Talk.newimage.com Privacy Policy. You have read our Privacy Policy, the terms of which are incorporated herein, and You agree that the terms of such policy are reasonable. You consent to the use of your personal information by Us and/or our third party providers and distributors in accordance with the terms and for the purposes set forth in our Privacy Policy. To the extent there is an inconsistency between this agreement and the Talk.newimage.com Privacy Policy, this agreement shall govern. Talk.newimage.com is intended for adult use only. Anyone under the age of 18 is not permitted to register to use the Social Network Service. We reserve the right to deny access to the Site, or any service provided through such sites or areas, to anyone who violates these TOS or who, in talk.newimage.com??s reasonable judgment, interferes with the ability of others to enjoy the Social Network Services, or infringes on the rights of others. While not limiting the foregoing, you acknowledge and agree that your account used to access any Social Network Services may be terminated by Talk.NewImage.com if they learn, at any time, that you have provided false or misleading information during the process of registering (or re-registering) with Site.

5.Denial of Access.

These Terms of Use constitute an agreement that is effective unless and until terminated by Us. If You fail to comply with any term or provision of this Agreement, You agree that We, in our sole discretion, may terminate your access to our site.

6.Modification of Terms of Service.

We reserve the right to change or modify these Terms of Use at any time, and your continued use of this site will be conditioned upon the Terms of Use in force at the time of your use. You can always check the most current version of the Terms of Use at this page.

7.Content Produced by Registered Members (Your License to Us and Our License to You)

You alone are responsible for any materials you post or make available on or through the Talk.NewImage.com Sites, including but not limited to message board posts, blogs, bookmarks, homepages, personal profiles and member profiles. Additionally, you alone are responsible for the consequences of any content you post or otherwise make available on or through the Talk.NewImage.com Sites. By submitting or otherwise making available materials on or through the Talk.NewImage.com Sites, you are representing that you are the owner of such materials, or are submitting the materials with the express consent of the owner.

By submitting or otherwise making available materials to public areas of any Talk.NewImage.com Social Network Area, you agree that Talk.NewImage.com (including their respective agents, affiliates, licensors and service providers (collectively, "Third Party Providers") will at all times maintain a perpetual, irrevocable, royalty-free, worldwide, fully-paid, assignable right and license to reproduce, repurpose, use, store, modify, edit, distribute or make available any portion or portions of such materials as they see fit in any medium, now known or hereafter developed, for any purpose whatsoever, subject only to the terms set forth in these Terms of Service. While not limiting the rights under the foregoing sentence, Talk.NewImage.com reserves the right, only with prior written permission by you, to excerpt, store, use or distribute, in whole or in part, any content, text, or images contained in your personal profiles or posted by you on any public areas maintained within Talk.NewImage.com, along with your screen name or any Social Network nickname you select, and feature them in ads, supplements and content pages in any print publications owned, controlled or otherwise maintained by Talk.NewImage.com. You also agree that Talk.NewImage.com may identify you as the author of any of your postings by screen name as we deem appropriate.

You acknowledge and agree that Talk.NewImage.com reserves the right (but assumes no obligation) to delete, move, or edit any postings that come to their attention that they consider unacceptable or inappropriate, whether for legal or other reasons.

You agree not to use the Social Network Services, Talk.NewImage.com to post, distribute, or otherwise make available any content or materials (including but not limited to text, graphics, video, software programs or audio) that are unlawful, harassing, libelous, abusive, threatening, harmful, bigoted, racially offensive, obscene or otherwise objectionable, or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law, regulation or judicial ruling. You also agree not to post content or materials that contain advertising or any form of commercial solicitation. Additionally, you agree not to impersonate any other person or entity, including impersonating an employee or consultant of either Talk.NewImage.com or any Third Party Provider.

You agree not to post or otherwise make available any contact information (related to you or any other person) in any public areas (e.g., personal profiles, message boards, etc.) maintained within the Talk.NewImage.com Site. The term "contact information" includes but is not limited to any person's full name, email addresses, phone numbers and mailing addresses. Talk.NewImage.com reserves the right, but does not maintain the obligation, to remove any contact information they might find in such public areas. You acknowledge and agree that Talk.NewImage.com and any Third Party Providers will maintain no responsibility whatsoever for any contact or interaction that occurs between you and any other user or member of the Social Network Service. As between you, Talk.NewImage.com and any Third Party Providers, you alone shall be solely responsible for any consequences arising from your sharing, making available or otherwise exchanging, through a public area on the web or via a private exchange, any form of "contact information" with any user or member of the Social Network Service.

Any images you post in personal profiles must be of you only. If you post a photo that is made public, Talk.NewImage.com may feature you and your photo as a Person of the Day on any Talk.NewImage.com Site. If you are featured as a Profile of the Day, any changes you make to your personal profile that day (including adding or deleting photos, editing preferences or text, hiding or deleting the personal profile, etc.) will not be reflected in the photo or quote featured. You may opt out of being featured in the Profile of the Day via the 'Edit Profile' screen but you MUST opt out prior to being selected. Any images of yourself that you upload to your personal profiles must be recent photographs of yourself.

Under no circumstances shall you post or otherwise make available images of genitalia or other graphic sexually oriented content in your personal profiles or in any other public areas within Talk.NewImage.com; if you do, Talk.NewImage.com maintains the right, but does not assume the obligation, to delete your personal profile, edit your personal profile by removing such images or content, and/or terminate your membership to the Social Network Service, whereby your premium membership (if any) will be automatically forfeited as "partial damages" toward your breach of these TOS.

8.Copyright & Trademark Notices.

You acknowledge that Our site contains information, software, photos, video, text, graphics, music, sounds or other material (collectively, "Content") that are protected by copyrights, patents, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protect in all forms, media and technologies existing now or hereafter developed. All content is copyrighted under U.S. copyright laws. The Program name and logo are Our trademarks. All other trademarks appearing on the site are the trademarks of their respective owners. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the Content in whole or in part. While it's free to register with Talk.NewImage.com, Site does not intend to forfeit their rights, or anyone else's rights, to the materials appearing on the Social Network Services. The materials available through the foregoing services, sites and areas are the property of Talk.NewImage.com and their respective Third Party Providers, and are protected by copyright, trademark and other intellectual property laws. You are free to access and use the Social Network Services for your personal, non-commercial use. But you may not otherwise copy, reproduce, retransmit, distribute, publish, commercially exploit, or otherwise transfer any such materials in any format, electronic or otherwise. Your access to content posted by other Social Network Service members is also for your personal use only. It is your responsibility to obtain permission from the member who posted it. If you believe that content found on this website violates your copyright, you must send us a notice that complies with the Digital Millennium Copyright Act ("DMCA"). Your DMCA notice should include the following:

A. A physical or electronic signature of a person authorized to act on behalf of the copyright owner or exclusive licensee.

B. Identification of the copyrighted work claimed to be infringed. If a notice refers to multiple works posted at a single location, it is sufficient to includea representative list of works infringed at the site.

C. Identification of the material claimed to be infringing including information reasonably sufficient to permit the service provider to locate the material. Specifically, a complete URL - or URLs in the case of multiple works - must be provided.

D. Information reasonably sufficient to permit us to contact the complaining party, including an address, telephone number, and email address.

E. A statement that the complaining party believes, in good faith, that the copyrighted material identified is being used in a manner that is not authorized by "the copyright owner, its agent, or the law."

F. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Any notification by a copyright owner or a person authorized to act on the copyright owner's behalf that fails to comply with the provisions above shall not be considered sufficient notice and shall not be deemed to confer upon Talk.NewImage.com actual knowledge of facts or circumstances from which infringing material or acts are evident. Notices shall be sent to the Designated Agent for Notice of claims of copyright infringement of Sparta Social Networks and Talk.NewImage.com, as follows:
By e-mail:
Copyright@spartasocialnetworks.com

By postal mail or courier:
Copyright Agent Sparta Social Networks,
LLC204 Dedham Street Newton,
MA 02461

9. Blog Content

Guidelines for posting to your online blog shall be as follows:

A. All Content posted to Talk.NewImage.com in any way, is the responsibility and property of the author. Talk.NewImage.com is committed to keeping the Service in decent standing for all audiences but is not responsible for the monitoring or filtering of any blog Content. Those users posting material not suitable for all audiences must agree that they are fully responsible for all the content they have posted anywhere on the service. Should content be deemed illegal by such law having jurisdiction over the user, Talk.NewImage.com is committed to submitting all necessary information to the proper authorities;

B. Should any Content be reported to Talk.NewImage.com as being offensive or inappropriate, Talk.NewImage.com may or may not call upon the author to retract, modify, or protect (by means of private and friends only settings) the Content in question. Talk.NewImage.com has the full authority to terminate any such reported and verified offensive account holding such inappropriate content or delete any content it views as violating its TOS. Talk.NewImage.com, however, is under no obligation to restrict or monitor blog Content in any way;

C. Talk.NewImage.com claims no ownership or control over any Content posted by its users. The author retains all patent, trademark, and copyright to all Content posted within available fields, and is responsible for protecting those rights, but is not entitled to the help of the Talk.NewImage.com staff in protecting such Content;

D. Talk.NewImage.com reserves the right, without limitation except by law, to serve Member or User Content on the web. Talk.NewImage.com respects the privacy of visitors to our online "social network" services ("Social Network") powered, hosted, and maintained by SSN, and made available through an area (each a "Partner Social Network Area") that is linked from each Partner's respective website (each a "Partner website") (collectively, "Social Network Service"). This Privacy Policy governs the use and collection of information from you by SSN and its Partners through your use of the Social Network Services. This Privacy Policy does not apply to any information you may provide to SSN or any Partner through other means; for example, at a live event, via mail, or via telephone. Likewise, this Privacy Policy does not apply to information collected directly or indirectly by Partners (including their advertisers and third party service providers) for goods or services made available through a Partner Website that are not directly associated with your use of the Social Network Services (for example, subscribing to a Partner's online newsletters, the online purchase of goods or services through a Partner Website, registering for an online contest, or registering to participate in a message board maintained on or through a Partner Website). By visiting this Partner Social Network Area, you agree that your visit, and any dispute over SSN's and any Partner's online privacy practices relating to the Social Network Services, and this Partner Social Network Area, are governed by this Privacy Policy and the Terms of Service associated with the Social Network Services and this Partner Social Network Area.

E.SSN or the applicable Partner will use reasonable efforts to notify all registered users via email (i.e., the email address you supplied SSN and each respective Partner at the time of registration) of any material changes to this Privacy Policy, unless such users have opted-out of receiving all email from SSN or such Partner(s) (see "Personal Information We Collect and Its Use," below, for more details). In the event you've opted-out from receiving such email updates, it is your responsibility to periodically review this Privacy Policy for any changes or updates. Additionally, material changes to this Privacy Policy will also be communicated in the appropriate Partner Social Network Area. Your continued use of the Social Network Service and each Partner Social Network Area following the posting of changes to this Privacy Policy will mean that you accept those changes

10. Entire Agreement.

This Agreement contains all of the Terms of Use for this site, and no representations, inducements, promises or agreements concerning the use of this site not included in this Agreement shall be effective or enforceable. If any of the terms of this Agreement shall become invalid or unenforceable, the remaining terms shall not be affected.

11. GOVERNING LAW.

THIS AGREEMENT REGARDING THE TERMS OF USE OF THIS SITE, SHALL BE GOVERNED AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CONNECTICUT WITHOUT GIVING EFFECT TO THE CHOICE OF LAW PROVISIONS THEREOF.

12. ARBITRATION.

PLEASE READ THIS PROVISION CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING. IN ARBITRATION, A DISPUTE IS RESOLVED BY AN ARBITRATOR INSTEAD OF A JUDGE OR JURY. THE ARBITRATOR'S DECISION WILL GENERALLY BE FINAL AND BINDING. ARBITRATION PROCEDURES ARE SIMPLER AND MORE LIMITED THAN COURT PROCEDURES.

Any claim, dispute or controversy between You and Us (or made by or against anyone connected with You or Us, or claiming through You or Us) arising from or relating to Your membership ("Claim"), including Claims regarding applicability or validity of this arbitration provision, shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association ("AAA") then in effect, subject to this Membership Agreement.

Any Claim regarding the validity or enforceability of this arbitration provision shall be governed by the laws of the State of Connecticut without giving effect to the choice of law provisions thereof. This arbitration provision is made pursuant to a transaction involving interstate commerce and, in all other respects, including the determination of any questions about whether Claims are within the scope of this arbitration provision and therefore subject to arbitration, shall be governed by the Federal Arbitration Act, 9 U.S.C. ?? 1-16 ("FAA"), and shall be resolved by interpreting the arbitration provision in the broadest way the law will allow it to be construed.

All Claims are subject to arbitration, no matter what theory they are based on or what remedy they seek. This includes Claims based on contract, tort (including intentional tort), fraud, agency, negligence, statutory or regulatory provisions, or any other source of law. Claims made and remedies sought as part of a class action, private attorney general or other representative action are subject to arbitration on an individual (non-class, non-representative) basis. As an exception to arbitration, You and We retain the right to pursue, in a small claims court located in the federal judicial district that includes Your billing address at the time of the Claim, any Claim that is within the court's jurisdiction and proceeds on an individual basis.

The arbitration shall be conducted before a single arbitrator, applying to the Claims the substantive laws of the state of Connecticut without giving effect to the choice of law provisions thereof. The arbitrator's authority is limited solely to the Claims between You and Us alone. The arbitration will not be consolidated with any other arbitration proceeding. You and We do not agree to any arbitration on a class action or representative basis, and the arbitrator shall not be authorized to treat any Claim on a class action or representative basis.

If You prevail in the arbitration of any Claim against Us, We will reimburse You for any fees You paid to the AAA in connection with the arbitration. Any decision rendered will be final and binding on the parties, and judgment may be entered in a court of competent jurisdiction.

Arbitration rules and forms may be obtained from the AAA at www.adr.org. Claims shall be filed in any AAA office. However, any participatory hearing that You attend shall take place in Fairfield County, Connecticut, unless You choose to have the hearing take place in the federal judicial district that includes Your billing address at the time the arbitration Claim is filed.

This arbitration provision applies to all Claims now in existence or that may arise in the future. The arbitration provision shall survive termination of Your membership as well as voluntary payment of the debt in full by You or any bankruptcy by You.

IF YOU DO NOT CHOOSE TO ACCEPT THIS BINDING ARBITRATION PROVISION, YOU MUST NOTIFY US IN WRITING BY REGISTERED MAIL WITHIN TWENTY (20) DAYS AFTER RECEIPT OF THIS "TERMS OF SITE USE." IF YOU SO NOTIFY US BY THAT TIME THAT YOU DO NOT ACCEPT THE BINDING ARBITRATION PROVISION, YOU MAY CONTINUE TO BE A MEMBER FOR THE CURRENT MEMBERSHIP TERM. HOWEVER, IN THAT EVENT, WE SHALL HAVE THE RIGHT NOT TO RENEW YOUR MEMBERSHIP AT THE END OF THE MEMBERSHIP TERM